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You are working hard at your job in Franklin, Massachusetts, and suddenly an accident leaves you injured. Maybe you slipped on a wet floor in a warehouse or hurt your back lifting heavy equipment. What happens next? Workers’ compensation benefits are designed to help you recover and get back on your feet, but the process is not always straightforward. Having an experienced workers’ comp lawyer in Franklin, MA can make all the difference. Here is what you need to know about workers’ compensation and how to protect your rights.
Workers’ compensation is a system that provides benefits to employees who are injured or become ill as a result of their job. It covers medical expenses, lost wages, and sometimes vocational training if you cannot return to your old job. However, accessing these benefits in Massachusetts requires following specific steps carefully.
The process can seem complicated, but it becomes manageable when you break it down into clear steps:
1. Report Your Injury: Inform your employer about your injury as soon as it happens. Delays in reporting may hurt your chances of receiving benefits.
2. Seek Medical Attention: Go to a doctor or hospital right away, even if the injury seems minor. Make sure to keep all records of your visits and treatments, as they are crucial for your claim.
3. File a Claim: Complete the Workers’ Compensation Claim Form (Form 110) and submit it to the Department of Industrial Accidents (DIA). Filing within the deadlines is critical to preserving your right to benefits.
4. Investigation: The DIA will review your claim to determine your eligibility. They may reach out to your employer, medical providers, or other involved parties for additional information.
5. Receive Benefits: If your claim is approved, you may receive compensation for medical expenses, partial wages, or training for a new role if you cannot return to your previous job.
Even when you follow the steps, you may encounter obstacles. Here are some common issues:
Claim Denials: Your employer or their insurer might deny your claim, arguing that your injury did not happen at work or is not severe enough.
Delayed Benefits: Sometimes benefits take longer than expected, leaving you struggling to cover bills while you recover.
Employer Pushback: Your employer might challenge the validity of your claim to protect their insurance premiums. For example, if you hurt your wrist at a desk job and your employer argues it is due to a preexisting condition, a skilled lawyer can help you prove otherwise.
A workers' compensation lawyer in MA can make the process smoother and help you overcome obstacles. Here is how they assist:
Filing Paperwork Accurately: Your lawyer ensures all forms are complete and submitted on time, avoiding costly delays or mistakes.
Maximizing Benefits: They work to secure all benefits you are entitled to, including ongoing medical care and long-term disability payments if necessary.
Handling Disputes: If your employer or their insurance company challenges your claim, your lawyer can represent you in negotiations or hearings.
If you have been injured at work, do not wait to seek help. Contact the Law Office of James F. White today for a free consultation. Let us handle the legal complexities while you focus on your recovery. We will work tirelessly to secure the benefits you deserve and protect your future. Call now to get started.
